beginning your home ownership journey? Refinancing your home loan consolidate your loans find out about us

Looking for a home loan?

We assess your particular circumstances and recommend the loans that make the most sense.  This is based on the lenders loan structure, interest rate, fees and history of service.

Looking to refinance your existing loan?

Loan rates are a constantly moving feast. Do you know your current rate? Are you getting the best rate you can? Let us check out your current loan (free of charge). The savings can be considerable.

Do you want to consolidate your loans?

Borrowing can get out of hand really easily. If you have good equity in your property we can re-organise your credit cards, personal loans, car loans etc into one cash-flow-efficient loan at a much lower interest rate.

Client Stories

  • A client of mine was short term self-employed and wanted a home loan to buy a house for himself and his family.  When he first contacted me it was obvious that he was short on for a deposit and even more short on for a self-employed history.

Mortgage Broker - Zen Home Loans

Mai Chaing is the principal at Zen Home Loans

Mai is accredited with a number of major lenders and uses them to find simple finance solutions to help people get the home they want. She will work with you whether you are a first home buyer, existing borrower, small business owner or property investor.

Mai Chaing is an authorised credit representative 510538 of BLSSA Pty Ltd ACN 117 641 760 Australian Credit Licence 391237

Director - Hotline Home Loans 

John Cosby is the Director at Hotline Home Loans. John has 22 years experience in arranging loans, with a passion to help people find the best loan for their circumstances. John now uses his expertise in an advisory capacity for Zen Home Loans.

Mai Chaing Dip FMBM

Mai Chaing Dip FMBM
mob:  0423 836 171

Phone or Email Mai today

John Cosby Dip. FS(MB)

John Cosby Dip. FS(MB)
mob:  0419 307 242

Professional Membership

professional memberships